Bitcoin has gone from a fringe concept to a cornerstone of the modern digital economy. From trading under $1 in 2010 to reaching over $100,000, it has reshaped how people view money, value, and long-term investing.
At Binaxity, our mission has always been to turn credit into a tool for wealth creation. And now, we’re extending that vision into the digital asset space. We're excited to offer Bitcoin (BTC) as a core asset option within our Investment Line of Credit (I-LOC).
This is not just crypto for the sake of crypto. It’s structured, intentional, and designed for borrowers who believe in the long-term potential of BTC — without the chaos of margin calls or forced liquidations.
Why Bitcoin Fits the I-LOC Framework
1. Long-Term Growth Profile Bitcoin’s performance over the past decade has outpaced nearly every traditional asset class. Despite its volatility, it’s become a serious consideration for wealth-building portfolios.
2. Institutional Momentum From BlackRock’s spot ETF to increasing crypto adoption across finance, Bitcoin is now part of the mainstream capital conversation.
3. Built-In Scarcity With a fixed supply of 21 million coins, Bitcoin offers a digitally native hedge against inflation — and a store of value that doesn’t rely on central banks.
4. Global Adoption Trajectory Governments, fintechs, and consumers are integrating Bitcoin into everything from payments to reserves. It’s no longer hypothetical — it’s happening.
5. Regulatory Progress New U.S. frameworks like the FIT21 Act are setting clearer ground rules for crypto. That clarity gives us confidence in offering BTC as a credit-secured asset.
What Makes BTC-Backed I-LOC Different
Structured, Not Speculative With I-LOC, you draw credit in scheduled increments — and your drawdowns are used to purchase BTC on a recurring basis. This creates a disciplined dollar-cost averaging (DCA) approach.
Custodied, Not Exchange-Exposed All BTC is securely held in Fireblocks-managed vaults, not on exchanges. Your holdings are tagged, segregated, and professionally managed.
No Margin Calls or Forced Liquidations BTC volatility doesn’t trigger automatic sell-offs. As long as you're meeting your loan terms, your holdings remain intact.
Full Transparency, Regulated Infrastructure Every transaction is tracked. Every wallet is secured. And every user goes through full KYC/AML checks, powered by Plaid and Equifax. [1][2][3][6][7]
Who It's For
BTC-backed I-LOC is built for borrowers who:
Believe in Bitcoin’s long-term potential
Want disciplined exposure through credit
Prefer custody, transparency, compliance and structure over speculation
It’s not for everyone. But if you’re looking to pair your belief in Bitcoin with a smarter way to build exposure — this is your on-ramp.
Ready to Add BTC to Your I-LOC?
Bitcoin can be a powerful addition to an investment strategy — but only when approached with realism and caution. With I-LOC, our goal is to bring structured investment to even the most dynamic asset classes. We’re rolling out access jurisdiction by jurisdiction. If BTC aligns with your goals and risk tolerance, join the waitlist today and stay ahead as we expand our asset lineup. [2][6][7]